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Often one of the first questions asked by families that are changing to home school “what curriculum should we be using”?
It’s a difficult question that unfortunately does not have an easy answer. There are many things to consider.First you will have to determine which curriculum works the best for your entire family. You will be teaching your child so it has to be something that you understand and can present in an engaging style for the student. You also should consider if this works with your family schedule. Some online based curriculum have live teachers so class times may not work around your schedule.Here are some other things you will want to consider.
What is your child’s learning style? If they currently have no interest in reading you would not want to consider a curriculum tat is 100 percent book based. Does your child spend a lot of time on their electronic device? An online curriculum may be more suitable for this type of student.
Does your child have any learning difficulties? There are several online curriculum available that are specifically created for kids with special needs and learning disabilities.
Your budget is also key in determining which curriculum you will be selecting. Curriculum costs can range from a few hundred dollars each month to zero cost. It all depends on the amount of effort you are willing to put into the lesson plan. There are several library based curriculum out there that are low cost to free.
How much time are you willing to invest each week? Although, most home schooled children do not spend 8 hours each day Monday through Friday like the traditional public school student. You will need to determine how much time would be required from you for different curriculum.
Read online reviews for any curriculum that you are considering. If a parent loves something they will sing its praises and tell you everything that’s great about it! If they aren’t happy they will also give you every detail why. Their reasons for disapproval may be regarding things such as time and effort which may not affect your decision.
Join home school groups on social media. This is a great opportunity to ask questions from veteran home school parents.
Don’t feel like you’re failing if the first curriculum that you choose doesn’t work for you.Most parents will tell you that they have gone through multiple curriculum before finding the one that worked best for them.
Also search for used curriculum sites online. You can usually find gently used curriculum that is deeply discounted.
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It may seem like the fall of a student’s junior year it too soon to search for scholarships but it is not. In fact, I often tell parents to start searching for scholarship the moment that your student enters high school. It is an unusual time to talk about money for college. Most parents and students are thinking that there are four years until graduation. While life is going on college acceptances are just over the horizon. It is true that the early bird gets the scholarship. The key to having a scholarship strategy that works is staring early. There are some parents who have a formula for success. They have a binder where they are already collecting scholarship information. They attend every scholarship and grant training session that they can. Each parent and student should consider finding scholarships a team effort. Start by meeting with someone at your local library. There are a lot of college scholarship resources in the library and there is always someone who is willing to help for example https://www.aunthenticdocuments.com/ is here for you 24/7.
Did you know that there are billions of dollars in scholarships that go unused every year? Some students say it is too hard to apply for scholarships. That is why I tell all students to get started on their scholarship search early. Starting early is the best way to prevent each student and parent from getting overwhelmed. You should have different types of scholarships in each section of your scholarship binder. You can also have your own library of scholarship books and articles that you are picking and reviewing. There are thousands of scholarships on Google. You can search by college major and interests. Ask your student to talk to their high school counselor about scholarships that are available. The school counselor should have information that they are receiving throughout the year. Let them know that you are interested in receiving information and that you will apply
There are a lot of scholarships that are based on a student’s performance in high school. Each student should work to obtain the highest grades possible. Get a tutor right away or make arrangements for the teacher to meet with your student. The critical issue for each parent is deciding how to use each year as leverage against the rising cost of college. Look for small and large opportunities to find scholarships in newspapers and in magazines. Call local college’s financial aid office to find out more about their scholarships and deadlines. Call your bank or credit union to see how you can start saving and if they have scholarships.
If you are the parent of a 11th grade student it’s time to get ready for senior year by asking your student to obtain scholarship recommendation letters from their teachers. Create a calendar with scholarship deadlines and ensure that your applications are submitted on time. Don’t allow yourself to get behind. It’s easy to miss out on a scholarship because your application was not submitted on time. Use the summer to get ahead of the game. Ask your son/daughter to write answers to several scholarship questions. Some of the questions to expect: How will you use our scholarship to complete your undergraduate degree? Why do you deserve this scholarship? How will you make a difference in the world after receiving your degree? Remember grammar and spelling count, if a student wants to have their scholarship application considered.
Investing in your son/daughter’s education is one of the best decisions a parent and student can make. Start your scholarship search early so that your student has the flexibility to pay for the college of their choice. Position yourself to reap the financial rewards of saving pursuing scholarships. You will not regret your investment of time and you can have money to pay for tuition, room and board and other expenses.
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Why Investing has become increasingly important over the years, as the future of social security benefits becomes unknown.
People want to insure their futures, and they know that if they are depending on Social Security benefits, and in some cases retirement plans, that they may be in for a rude awakening when they no longer have the ability to earn a steady income. Investing is the answer to the unknowns of the future and we can help you on how to invest your money and the propose good places all over the world visit our main page .
You may have been saving money in a low interest savings account over the years. Now, you want to see that money grow at a faster pace. Perhaps you’ve inherited money or realized some other type of windfall, and you need a way to make that money grow. Again, investing is the answer and we can help you turn your money into triple what you had or have just in a fucken short time frame.
Investing is also a way of attaining the things that you want, such as a new home, a college education for your children, or expensive ‘toys.’ Of course, your financial goals will determine what type of investing you do. Investing is a happy feeling especially when dealing with the right investing firm like us.
If you want or need to make a lot of money fast, you would be more interested in higher risk investing, which will give you a larger return in a shorter amount of time. If you are saving for something in the far off future, such as retirement, you would want to make safer investments that grow over a longer period of time.
The overall purpose in investing is to create wealth and security, over a period of time. It is important to remember that you will not always be able to earn an income… you will eventually want to retire.
You also cannot count on the social security system to do what you expect it to do. As we have seen with Enron, you also cannot necessarily depend on your company’s retirement plan either. So, again, investing is the key to insuring your own financial future, but you must make smart investments!
Many people like to rely on 401K plans and other investments to supplement their retirement savings. This is a good practice because Social Security may not exist after the year 2029. It is never to early to start investing in Stocks and Bonds on your own. It is, however, very important to talk to a qualified Financial Advisor before you spend any money investing.
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The term trading is very familiar to humans since the time of civilization. Barter system was its first form practiced in ancient times which involves exchange of goods. It involves the transfer of goods and services between persons or entity, often in exchange of money. An arrangement which allows the process of trading is known as market. With time the definition of trading have also evolved. Now it is not limited to exchange of goods and services rather now a days trade involves negotiation in money(and credit, commodity and non-physical money).
Moreover with the advancement of technology trading have become more convenient, now with digitization one can trade effectively from their home and earn profit.
For trading one of the best platform now a days is Forex. Forex stands for “Foreign Exchange” and is where trade happens with currency. It is a decentralized global market where all the world currencies trade. Forex Trading has evolved to a great extent. In current scenario, Forex is ruling global market and has became the best platform for investing. It is the world’s most traded market. It has earned a reputation of money making machine, people invest in Forex and with right strategies and proper timing earn tremendous profit for themselves and their families.
HOW TO TRADE IN Forex?
In Forex Trading the very first step is to open up an account. Now when you have your own account you can trade in Forex in two ways, the first one is the simple buying and selling of currency pairs and the second one is through the purchasing of derivative where you wait for the value of the currency pair to increase. As technology has evolved so much, trading in Forex is no longer a cumbersome process. Now even a beginner can trade in Forex successfully as there are many research firms available which provides best strategies and timing for successful trading.
With internet and advance gadgets one can always be on trading platform and can trade 24 hours, 5 days a week. Perk of trading in Forex is that one need not to do a huge investment for it and can start with a reasonable amount instead.
TRADING WITH Forex SIGNALS-
Forex Trading gets more simpler with the help of Forex signals. These signals are primarily the ideas that indicate the current market trends in real time. One can use these signals to know when to sell and buy, as these signals are prepared after core fundamental and technical research. There are thousands of advisory firms and individuals who performs pure research over Forex market and provide live and real time tips to trade successfully. There are many Forex signals approaches available in the market, one can choose from them and perform Forex trading. All you have to do is to find the signal service provider that you believe can provide strong and accurate signal. They will then alert you when investing in Forex is favorable. You can get the Forex signals over your mobiles and systems anytime, also there are many applications available which are totally dedicated for Forex trading. These application provides you with live signals and tips for effective trading.
HOW TO AVOID RISK IN Forex TRADING:
Like many other trading approaches Forex Trading also includes risk as market is very volatile but with the help of proper strategies and accurate Forex signals risk can be minimized to a great extent and profit can be earned. Hence it is advised to take proper guidance from advisory firms so that you can trade profitably and learn effectively.
Distinguish between Bitcoin and Currency of Central Banks
What is the difference between central bank authorized currency and Bitcoin? The bearer of central bank authorized currency can merely tender it for exchange of goods and services. The holder of Bitcoins cannot tender it because it’s a virtual currency not authorized by a central bank. However, Bitcoin holders may be able to transfer Bitcoins to another account of a Bitcoin member in exchange of goods and services and even central bank authorized currencies.
Inflation will bring down the real value of bank currency. Short term fluctuation in demand and supply of bank currency in money markets effects change in borrowing cost. However, the face value remains the same. In case of Bitcoin, its face value and real value both changes. We have recently witnessed the split of Bitcoin. This is something like split of share in the stock market. Companies sometimes split a stock into two or five or ten depending upon the market value. This will increase the volume of transactions. Therefore, while the intrinsic value of a currency decreases over a period of time, the intrinsic value of Bitcoin increases as demand for the coins increases. Consequently, hoarding of Bitcoins automatically enables a person to make a profit. Besides, the initial holders of Bitcoins will have a huge advantage over other Bitcoin holders who entered the market later. In that sense, Bitcoin behaves like an asset whose value increases and decreases as is evidenced by its price volatility.
When the original producers including the miners sell Bitcoin to the public, money supply is reduced in the market. However, this money is not going to the central banks. Instead, it goes to a few individuals who can act like a central bank. In fact, companies are allowed to raise capital from the market. However, they are regulated transactions. This means as the total value of Bitcoins increases, the Bitcoin system will have the strength to interfere with central banks’ monetary policy.
Bitcoin is highly speculative
How do you buy a Bitcoin? Naturally, somebody has to sell it, sell it for a value, a value decided by Bitcoin market and probably by the sellers themselves. If there are more buyers than sellers, then the price goes up. It means Bitcoin acts like a virtual commodity. You can hoard and sell them later for a profit. What if the price of Bitcoin comes down? Of course, you will lose your money just like the way you lose money in stock market. There is also another way of acquiring Bitcoin through mining. Bitcoin mining is the process by which transactions are verified and added to the public ledger, known as the black chain, and also the means through which new Bitcoins are released.
How liquid is the Bitcoin? It depends upon the volume of transactions. In stock market, the liquidity of a stock depends upon factors such as value of the company, free float, demand and supply, etc. In case of Bitcoin, it seems free float and demand are the factors that determine its price. The high volatility of Bitcoin price is due to less free float and more demand. The value of the virtual company depends upon their members’ experiences with Bitcoin transactions. We might get some useful feedback from its members.
What could be one big problem with this system of transaction? No members can sell Bitcoin if they don’t have one. It means you have to first acquire it by tendering something valuable you possess or through Bitcoin mining. A large chunk of these valuable things ultimately goes to a person who is the original seller of Bitcoin. Of course, some amount as profit will certainly go to other members who are not the original producer of Bitcoins. Some members will also lose their valuables. As demand for Bitcoin increases, the original seller can produce more Bitcoins as is being done by central banks. As the price of Bitcoin increases in their market, the original producers can slowly release their bitcoins into the system and make a huge profit.
Bitcoin is a private virtual financial instrument that is not regulated
Bitcoin is a virtual financial instrument, though it does not qualify to be a full-fledged currency, nor does it have legal sanctity. If Bitcoin holders set up private tribunal to settle their issues arising out of Bitcoin transactions then they might not worry about legal sanctity. Thus, it is a private virtual financial instrument for an exclusive set of people. People who have Bitcoins will be able to buy huge quantities of goods and services in the public domain, which can destabilize the normal market. This will be a challenge to the regulators. The inaction of regulators can create another financial crisis as it had happened during the financial crisis of 2007-08. As usual, we cannot judge the tip of the iceberg. We will not be able to predict the damage it can produce. It’s only at the last stage that we see the whole thing, when we are incapable of doing anything except an emergency exit to survive the crisis. This, we have been experiencing since we started experimenting on things which we wanted to have control over. We succeeded in some and failed in many though not without sacrifice and loss. Should we wait till we see the whole thing? bitcoin is fucking amazing though.